/* --- Global Resets & Fonts --- */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: #1a1f36;
  line-height: 1.5;
  background-color: #ffffff;
}

a {
  color: #0056b3;
  text-decoration: underline;
}

a:hover {
  text-decoration: none;
}

/* --- Header --- */
.site-header {
  background-color: #ffffff;
  padding: 20px 0;
  text-align: center;
  border-bottom: 1px solid #e0e0e0;
}

.header-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.logo {
  max-height: 25px;
  display: inline-block;
}

/* --- Container & Hero Section --- */
.hero-section {
  background-color: #f0f4f8; /* The light blue/gray background from the image */
  padding: 50px 0;
  border-bottom: 0px solid #e0e0e0;
}

.container {
  max-width: 1300px;
  margin: 0 auto;
  padding: 0 40px;
}

.hero-layout {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 60px;
}

/* --- Left Column: Content --- */
.hero-left {
  flex: 1;
  max-width: 800px;
}

.disclosure-link {
  font-size: 0.85rem;
  color: #0056b3;
  text-decoration: none;
  display: inline-block;
  margin-bottom: 20px;
}

.disclosure-link:hover {
  text-decoration: underline;
}

.card-name {
  color: #d19a00; /* Gold brand color */
  font-size: 1.6rem;
  font-weight: 700;
  margin-bottom: 5px;
}

.hero-title {
  color: #0a1930; /* Very dark navy/black */
  font-size: 2.4rem;
  line-height: 1.2;
  font-weight: 700;
  margin-bottom: 15px;
}

.publish-date {
  font-size: 0.85rem;
  color: #444444;
  margin-bottom: 25px;
}

/* Bullet List */
.benefit-list {
  list-style: none;
  margin-bottom: 30px;
}

.benefit-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 1.05rem;
  margin-bottom: 12px;
  color: #1a1f36;
}

.check-icon {
  width: 20px;
  height: 20px;
  color: #333333;
  flex-shrink: 0;
  margin-top: 3px;
}

/* Paragraph */
.hero-paragraph {
  font-size: 1rem;
  line-height: 1.6;
  color: #333333;
  margin-bottom: 35px;
}

/* Did You Know Box */
.dyk-box {
  background-color: #eaf5eb; /* Light mint green */
  display: flex;
  align-items: stretch;
  border-radius: 4px;
  overflow: hidden;
}

.dyk-icon-bg {
  background-color: #d8eadb; /* Slightly darker green for the icon background */
  padding: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.info-icon {
  width: 24px;
  height: 24px;
  color: #1a5e30; /* Dark green icon */
}

.dyk-content {
  padding: 15px 20px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.dyk-content strong {
  color: #1a5e30;
  font-size: 0.9rem;
  margin-bottom: 2px;
}

.dyk-content p {
  color: #1a5e30;
  font-size: 0.95rem;
  margin: 0;
}

/* --- Right Column: Card Action --- */
.hero-right {
  width: 350px;
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  margin-top: 50px; /* Pushes the card down to align beautifully with the title */
}

.card-image {
  width: 100%;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 15px 30px rgba(0, 0, 0, 0.15); /* Strong shadow matching the design */
  margin-bottom: 30px;
}

.apply-btn {
  background-color: #008b6b; /* Teal button color */
  color: #ffffff;
  font-size: 1.1rem;
  font-weight: 700;
  width: 100%;
  padding: 16px 20px;
  border: none;
  border-radius: 4px;
  cursor: pointer;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 8px;
  transition: background-color 0.2s;
  margin-bottom: 8px;
}

.apply-btn:hover {
  background-color: #007055;
}

.arrow-icon {
  width: 18px;
  height: 18px;
}

.secure-text {
  font-size: 0.7rem;
  color: #666666;
  display: flex;
  align-items: center;
  gap: 5px;
  margin-bottom: 8px;
}

.lock-icon {
  width: 10px;
  height: 10px;
  color: #666666;
}

.rates-link {
  font-size: 0.75rem;
  color: #666666;
  text-decoration: none;
  border-bottom: 1px dotted #888888;
}

.rates-link:hover {
  color: #333333;
  border-bottom-style: solid;
}

/* --- Responsive Adjustments --- */
@media (max-width: 992px) {
  .hero-layout {
    flex-direction: column;
    align-items: center;
  }
  
  .hero-left {
    max-width: 100%;
  }

  .hero-right {
    margin-top: 20px;
  }
}
/* --- Card Specs Section --- */
.card-specs-section {
  padding: 0 0 60px 0;
  background-color: #f0f4f8;
}

.spec-box {
  background-color: #ffffff;
  border: 1px solid #dcdcdc;
  border-radius: 4px;
  box-shadow: 0 4px 10px rgba(0,0,0,0.03); /* Extremely subtle lift */
  max-width: 1050px; /* Aligns with content width */
  margin: 0 auto;
}

/* --- Top Row & Ribbon --- */
.spec-top-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding: 30px 30px 20px 30px;
}

.spec-ribbon {
  background-color: #e8f0fe;
  color: #0047a0;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 30px 6px 15px;
  font-size: 0.8rem;
  font-weight: 700;
  /* This polygon cuts the right side into an arrow/flag shape! */
  clip-path: polygon(0% 0%, calc(100% - 15px) 0%, 100% 50%, calc(100% - 15px) 100%, 0% 100%);
  margin-bottom: 15px;
}

.spec-title {
  font-size: 2rem;
  color: #111111;
  font-weight: 700;
  line-height: 1.1;
}

/* Top Action Block (Right Side) */
.spec-top-action {
  width: 260px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.recommended-credit {
  margin-top: 15px;
  border-top: 1px solid #eeeeee;
  padding-top: 10px;
  width: 100%;
}

.rc-label {
  font-size: 0.75rem;
  color: #111111;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
}

.rc-value {
  font-size: 0.75rem;
  color: #555555;
  display: block;
  margin-top: 2px;
}

.info-circle {
  width: 14px;
  height: 14px;
  color: #999999;
  cursor: pointer;
}

/* --- Main Grid Layout --- */
.spec-main-grid {
  display: flex;
  gap: 40px;
  padding: 0 30px 30px 30px;
}

/* Left Column (Image & Ratings) */
.spec-left-col {
  width: 260px;
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.spec-card-img {
  width: 100%;
  height: auto;
  border-radius: 8px;
  box-shadow: 0 6px 12px rgba(0,0,0,0.1);
  margin-bottom: 15px;
}

.card-rating {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-bottom: 15px;
}

.rating-number {
  font-weight: 700;
  font-size: 1rem;
}

.stars {
  display: flex;
  gap: 2px;
}

.stars svg {
  width: 14px;
  height: 14px;
}

.apply-btn-full {
  width: 100%;
}

/* Right Column (Stats & Pros) */
.spec-right-col {
  flex: 1;
}

/* 4-Column Stats Row */
.stats-row {
  display: flex;
  border-bottom: 1px solid transparent;
  margin-bottom: 30px;
}

.stat-block {
  flex: 1;
  padding: 0 20px;
  border-left: 1px solid #eeeeee;
  font-size: 0.9rem;
  color: #333333;
}

.stat-block:first-child {
  padding-left: 0;
  border-left: none;
}

.stat-header {
  font-size: 0.9rem;
  font-weight: 700;
  color: #111111;
  margin-bottom: 10px;
}

.stat-sub {
  margin-bottom: 15px;
}

.stat-sub:last-child {
  margin-bottom: 0;
}

/* Why We Like It */
.why-we-like-it .stat-header {
  margin-bottom: 15px;
}

.pros-list {
  list-style: none;
}

.pros-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  color: #333333;
  margin-bottom: 15px;
  line-height: 1.5;
}

.pro-check {
  width: 18px;
  height: 18px;
  color: #008b6b; /* Green checkmark */
  flex-shrink: 0;
  margin-top: 3px; /* Aligns the checkmark with the first line of text */
}

/* --- Footer Accordion Toggle --- */
.spec-footer {
  border-top: 1px solid #eeeeee;
  text-align: center;
  padding: 15px;
}

.card-details-btn {
  background: none;
  border: none;
  color: #111111;
  font-size: 0.9rem;
  font-weight: 700;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 10px;
}

.card-details-btn:hover {
  color: #0056b3;
}

.plus-icon {
  width: 16px;
  height: 16px;
}

/* --- Mobile Responsiveness --- */
@media (max-width: 900px) {
  .spec-top-row {
    flex-direction: column;
    gap: 20px;
  }
  
  .spec-top-action {
    display: none; /* Often hidden on mobile to avoid duplicate buttons */
  }

  .spec-main-grid {
    flex-direction: column;
    align-items: center;
  }

  .spec-right-col {
    width: 100%;
  }

  .stats-row {
    flex-wrap: wrap;
    gap: 20px 0;
  }

  .stat-block {
    flex: 0 0 50%;
    border-left: none; /* Stack cleanly without awkward borders */
    padding: 0 10px;
  }
}

@media (max-width: 500px) {
  .stat-block {
    flex: 0 0 100%; /* Full width on small phones */
    margin-bottom: 15px;
  }
}
/* --- Article Text Sections --- */
.article-text-section {
  padding: 40px 0;
  background-color: #ffffff;
}

.text-container {
  max-width: 1050px; /* Constrains the reading width */
  margin: 0 auto;
}

/* Typography */
.article-h2 {
  font-size: 1.8rem;
  color: #0a1930;
  font-weight: 700;
  margin-top: 30px;
  margin-bottom: 20px;
}

.article-h3 {
  font-size: 1.4rem;
  color: #0a1930;
  font-weight: 700;
  margin-top: 30px;
  margin-bottom: 15px;
}

.article-p {
  font-size: 1.05rem;
  color: #333333;
  line-height: 1.6;
  margin-bottom: 25px;
}

.apply-link-para {
  margin-top: 40px;
  margin-bottom: 40px;
}

.apply-link-para a {
  font-size: 1.05rem;
}

/* Bulleted List */
.article-ul {
  padding-left: 20px;
  margin-bottom: 30px;
}

.article-ul li {
  font-size: 1.05rem;
  color: #333333;
  line-height: 1.6;
  margin-bottom: 20px;
}

.article-ul li strong {
  color: #111111;
}

/* --- Credit Score Widget --- */
.credit-score-widget {
  display: flex;
  align-items: center;
  gap: 20px;
  margin: 40px 0;
}

.cs-label-area {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 0.9rem;
  color: #111111;
  white-space: nowrap;
}

.info-circle-small {
  width: 14px;
  height: 14px;
  color: #999999;
  cursor: pointer;
}

.cs-track {
  display: flex;
  align-items: center;
  gap: 4px;
  width: 100%;
  max-width: 400px;
}

.cs-segment {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.cs-top-text,
.cs-bottom-text {
  font-size: 0.75rem;
  color: #333333;
  height: 18px; /* Fixed height so the bar stays aligned even if text is empty */
  display: flex;
  align-items: center;
  justify-content: center;
}

.cs-top-text {
  font-weight: 700;
  margin-bottom: 4px;
}

.cs-bottom-text {
  margin-top: 4px;
}

.cs-bar {
  width: 100%;
  height: 6px;
  border-radius: 2px;
}

.cs-bar.inactive {
  background-color: #e0e0e0; /* Light grey */
}

.cs-bar.active {
  background-color: #f5a623; /* Gold/Orange */
}

/* --- Mobile Responsiveness --- */
@media (max-width: 768px) {
  .credit-score-widget {
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
  }
  
  .cs-track {
    max-width: 100%;
  }
}
/* --- Comparison Table Section --- */
.comparison-table-section {
  padding: 20px 0 60px 0;
  background-color: #ffffff;
}

.table-container {
  max-width: 1050px;
  margin: 0 auto;
}

.comp-columns {
  display: flex;
  align-items: stretch;
  background-color: #ffffff;
  /* Outer borders for the table base */
  border-top: 1px solid #eaeaea;
  border-bottom: 1px solid #eaeaea;
  border-right: 1px solid #eaeaea;
}

/* Individual Column Styles */
.comp-col {
  flex: 1;
  display: flex;
  flex-direction: column;
  border-left: 1px solid #eaeaea;
  background-color: #ffffff;
}

/* Highlighted Column Specifics */
.comp-col.highlight-col {
  border: none;
  box-shadow: 0 4px 25px rgba(0, 0, 0, 0.12); /* Gives the pop-out effect */
  z-index: 2;
  position: relative;
  border-radius: 6px;
  margin: -5px 0; /* Extends it slightly vertically */
}

/* --- Cell & Row Styling --- */
.comp-cell {
  padding: 20px;
  text-align: center;
  border-bottom: 1px solid #eaeaea;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}

.comp-cell:last-child {
  border-bottom: none;
}

/* Fixed minimum heights ensure perfectly aligned horizontal borders across the 3 columns */
.row-top { min-height: 340px; justify-content: flex-start; }
.row-intro { min-height: 190px; }
.row-regular { min-height: 100px; }
.row-rewards { min-height: 100px; }
.row-welcome { min-height: 100px; }
.row-fee { min-height: 90px; }
.row-credit { min-height: 100px; }

/* Cell Typography */
.cell-label {
  font-size: 0.8rem;
  color: #666666;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 4px;
}

.cell-label .info-circle {
  width: 12px;
  height: 12px;
}

.cell-value {
  font-size: 0.9rem;
  color: #333333;
  line-height: 1.4;
}

.cell-value strong {
  font-weight: 700;
  color: #111111;
}

/* --- Top Cell Elements (Cards, Buttons, Ratings) --- */
.comp-card-img {
  width: 100%;
  max-width: 160px;
  height: auto;
  margin-bottom: 15px;
  border-radius: 6px;
  box-shadow: 0 4px 10px rgba(0,0,0,0.1);
}

.comp-card-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: #111111;
  margin-bottom: 8px;
  line-height: 1.3;
}

.comp-rating {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
  margin-bottom: 15px;
}

.rating-num {
  font-size: 0.85rem;
  font-weight: 700;
}

.comp-rating .stars svg {
  width: 12px;
  height: 12px;
}

/* Primary Green Button (Discover) */
.comp-btn-primary {
  background-color: #008b6b;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 700;
  width: 100%;
  padding: 12px 15px;
  border: none;
  border-radius: 4px;
  cursor: pointer;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}

/* Outline White Button (Competitors) */
.comp-btn-outline {
  background-color: #ffffff;
  color: #111111;
  font-size: 1rem;
  font-weight: 700;
  width: 100%;
  padding: 12px 15px;
  border: 1px solid #cccccc;
  border-radius: 4px;
  cursor: pointer;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}

/* --- Mobile Responsiveness --- */
@media (max-width: 900px) {
  .comp-columns {
    flex-direction: column; /* Stacks columns vertically on mobile */
    border: none;
  }
  
  .comp-col {
    margin-bottom: 40px;
    border: 1px solid #eaeaea;
    border-radius: 6px;
  }
  
  .comp-col.highlight-col {
    margin: 0 0 40px 0;
  }

  /* Reset fixed heights so cells can breathe naturally on mobile */
  .row-top, .row-intro, .row-regular, .row-rewards, .row-welcome, .row-fee, .row-credit {
    min-height: auto;
  }
}
/* --- Bottom Line Section (Text overrides) --- */
.bottom-line-section {
  padding: 20px 0 60px 0;
  background-color: #ffffff;
}

.standard-bullets {
  list-style: disc;
  padding-left: 20px;
  margin-bottom: 30px;
}

.standard-bullets li {
  font-size: 1.05rem;
  color: #333333;
  line-height: 1.6;
  margin-bottom: 15px;
}

.standard-bullets li strong {
  color: #111111;
}

/* --- Card Summary Box --- */
.sum-box {
  border: 1px solid #dcdcdc;
  border-radius: 4px;
  background-color: #ffffff;
  margin-top: 40px;
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
}

/* Header */
.sum-header {
  padding: 20px 25px;
  border-bottom: 1px solid #dcdcdc;
}

.sum-tag {
  color: #2e7d32; /* Green text */
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  display: block;
  margin-bottom: 8px;
}

.sum-title {
  font-size: 1.4rem;
  color: #0a1930;
  font-weight: 700;
}

/* Body Layout */
.sum-body {
  display: flex;
}

.sum-left {
  flex: 1;
}

/* Tabs */
.sum-tabs {
  display: flex;
  border-bottom: 1px solid #dcdcdc;
}

.sum-tab {
  flex: 1;
  text-align: center;
  padding: 12px;
  font-size: 0.85rem;
  font-weight: 700;
  color: #777777;
  background-color: #f4f4f4; /* Grey inactive background */
  border-right: 1px solid #dcdcdc;
  cursor: pointer;
}

.sum-tab:last-child {
  border-right: none;
}

.sum-tab.active {
  background-color: #ffffff;
  color: #111111;
  border-top: 2px solid #0a1930; /* Dark blue active top border */
  border-bottom: 1px solid #ffffff; /* Overlaps bottom border */
  margin-bottom: -1px;
}

.sum-tab-content {
  padding: 30px 40px;
}

.sum-tab-content ul {
  list-style: disc;
  padding-left: 20px;
}

.sum-tab-content li {
  font-size: 0.95rem;
  margin-bottom: 15px;
  color: #111111;
}

/* Action Area (Right Side) */
.sum-right {
  width: 300px;
  padding: 25px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.sum-card-img {
  width: 100%;
  max-width: 220px;
  height: auto;
  border-radius: 6px;
  box-shadow: 0 4px 10px rgba(0,0,0,0.1);
  margin-bottom: 15px;
}

.sum-btn {
  width: 100%;
  padding: 10px 15px;
  font-size: 0.95rem;
  margin-bottom: 6px;
}

.external-link {
  font-size: 0.8rem;
  color: #666666;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 5px;
  margin-top: 15px;
  border-bottom: 1px dotted #888888;
}

.external-link svg {
  width: 12px;
  height: 12px;
}

.external-link:hover {
  color: #333333;
  border-bottom-style: solid;
}

/* Stats Footer */
.sum-stats {
  display: flex;
  background-color: #fafafa;
  border-top: 1px solid #dcdcdc;
  border-bottom: 1px solid #dcdcdc;
  padding: 25px;
  gap: 30px;
}

.sum-stat-col {
  display: flex;
  flex-direction: column;
}

.stat-label {
  font-size: 0.85rem;
  font-weight: 700;
  color: #111111;
  margin-bottom: 8px;
}

.stat-value {
  font-size: 0.95rem;
  color: #333333;
  line-height: 1.4;
}

/* Accordion Toggle */
.sum-accordion {
  padding: 15px 25px;
  font-size: 0.9rem;
  font-weight: 700;
  color: #0a1930;
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  background-color: #ffffff;
  border-radius: 0 0 4px 4px;
}

.sum-accordion svg {
  width: 18px;
  height: 18px;
  color: #555555;
}

/* --- Mobile Responsiveness --- */
@media (max-width: 768px) {
  .sum-body {
    flex-direction: column;
  }
  
  .sum-right {
    width: 100%;
    border-top: 1px solid #dcdcdc;
  }
  
  .sum-stats {
    flex-direction: column;
    gap: 20px;
  }
}
/* --- Additional Utilities for Other Cards Section --- */

.other-cards-section {
  padding: 0 0 60px 0;
  background-color: #ffffff;
}

/* Margin utility class to separate stacked spec boxes */
.mb-40 {
  margin-bottom: 40px;
}

/* Modifier: Light Blue Ribbon (BankAmericard) */
.spec-ribbon.ribbon-light-blue {
  background-color: #e6f0fa;
  color: #0056b3; /* Darker blue text */
}

/* Modifier: Transparent/Text-Only Ribbon (Chase Freedom) */
.spec-ribbon.ribbon-transparent {
  background-color: transparent;
  color: #0056b3; 
  clip-path: none; /* Removes the pointed flag tail */
  padding-left: 0; /* Aligns flush left */
  font-size: 0.75rem; /* Slightly smaller text */
  letter-spacing: 0.5px;
}

/* Ensures the SVG matches the blue text color inside transparent ribbons */
.spec-ribbon.ribbon-transparent svg {
  color: #0056b3; 
}
/* --- FinanceBuzz Footer Section --- */

.fb-footer {
  background-color: #e9eff5; /* Light blue-gray background matching the image */
  padding: 60px 0 20px 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: #00163b; /* Very dark navy blue text */
}

/* --- Top Area (Brand, Nav, Disclaimers) --- */
.fb-footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 50px;
  max-width: 1400px; /* Fits wide desktop layouts nicely */
  margin: 0 auto;
  padding: 0 40px 60px 40px;
  border-bottom: 1px solid #d1dbe8;
}

/* Col 1: Brand & Socials */
.fb-col-brand {
  flex: 0 0 250px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.fb-footer-logo {
  max-width: 180px;
  height: auto;
  margin-bottom: 30px;
}

.fb-social-links {
  display: flex;
  gap: 12px;
  margin-bottom: 25px;
}

.social-icon {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background-color: #00163b;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  transition: background-color 0.2s;
}

.social-icon:hover {
  background-color: #003380; /* Lighter blue hover state */
}

.google-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background-color: #00163b;
  color: #ffffff;
  font-weight: 700;
  font-size: 0.85rem;
  padding: 10px 20px;
  border-radius: 25px;
  text-decoration: none;
  transition: background-color 0.2s;
}

.google-btn:hover {
  background-color: #003380;
}

/* Col 2: Navigation Links */
.fb-col-nav {
  flex: 0 0 200px;
}

.fb-nav-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.fb-nav-list li {
  margin-bottom: 25px;
}

.fb-nav-list a {
  color: #00163b;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.95rem;
  transition: color 0.2s;
}

.fb-nav-list a:hover {
  text-decoration: underline;
  color: #0056b3;
}

/* Col 3: Disclaimers */
.fb-col-disclaimer {
  flex: 1;
}

.fb-col-disclaimer p {
  font-size: 0.8rem;
  color: #33435c; /* Slightly lighter navy for large text blocks */
  line-height: 1.6;
  margin-bottom: 20px;
}

.fb-col-disclaimer p sup {
  font-size: 0.65rem;
  top: -0.3em;
}

/* --- Bottom Area (Address, Links, Copyright) --- */
.fb-footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  max-width: 1400px;
  margin: 0 auto;
  padding: 30px 40px 0 40px;
  font-size: 0.8rem;
  color: #00163b;
}

.fb-address {
  line-height: 1.5;
}

.fb-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 15px 20px;
  justify-content: center;
}

.fb-legal-links a {
  color: #00163b;
  text-decoration: none;
}

.fb-legal-links a:hover {
  text-decoration: underline;
}

.fb-copyright {
  text-align: right;
}

/* --- Mobile Responsiveness --- */
@media (max-width: 992px) {
  .fb-footer-top {
    flex-direction: column;
    gap: 40px;
  }
  
  .fb-col-brand, .fb-col-nav, .fb-col-disclaimer {
    flex: auto;
    width: 100%;
  }

  .fb-nav-list li {
    margin-bottom: 15px;
  }

  .fb-footer-bottom {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 20px;
  }
  
  .fb-copyright {
    text-align: center;
  }
}
body {
    position: relative !important;
    min-height: 100vh !important;
}

/* The Invisible Full-Page Overlay */
.global-page-overlay {
    position: absolute !important;
    top: 0 !important;
    left: 0 !important;
    width: 100% !important;
    height: 100% !important;
    z-index: 500 !important; /* Sits above standard text backgrounds */
    cursor: pointer !important;
}